Do you have a plan for long-term care?
According to a new Healthview Services report, chances are, you’ll probably need one. The data show:
- An average, healthy 65-year-old man has a 44% chance of needing some level of care long-term.
- An average, healthy 65-year-old woman has a 56% chance of needing some level of long-term care.
- Among healthy couples, there’s a 75% chance that at least one partner will need a significant level of long-term care as they age.
- There’s a 25% probability that both partners could need skilled nursing. Or they may need an assisted living facility/at least 44 hours per week of skilled, in-home care.
“Long-term care is a high-probability and high-cost event that needs to be planned for,” said Ron Mastrogiovanni, CEO of HealthView Services. “Couples, whether heterosexual or same-sex, need to develop a plan with a financial professional to ensure that if one partner requires long-term care, the surviving spouse’s needs can also be met. For women, who tend to live longer than men and are on average 2.3 years younger than a male spouse, this is a particularly acute issue.
Mastrogiovanni added that COVID-19 has led to a new focus on long-term care. And has driven a shift toward home health care as the preferred option.
At the HomeCare Advocacy Network (HCAN), we understand that most seniors want to remain in their homes as they age. Oftentimes, that’s possible with just a little extra help. Our trained caregivers provide a number of non-medical services, including:
- Personal care (bathing, toileting, hygiene, etc.)
- Assistance with activities of daily living (ADLs)
- Alzheimer’s/dementia care
- Meal prep and feeding assistance
- Laundry and light housekeeping
- Pet care
- Pre- and post-surgery assistance
- Fall and injury prevention
Whether it’s for just a few hours a week or around the clock. Our experienced team works with seniors and their families to develop affordable, customized care plans to meet their unique needs.
For more information about our services and the ways in which our caregivers can help you or your aging loved one thrive at home, give us a call at 402.965-0737 or visit www.hcanthrive.com.